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Disclaimer

Last updated: July 11, 2026

Her Own Compass publishes financial education, not financial advice. The author is not a licensed financial advisor, accountant, or attorney. For major decisions, consult a licensed professional.

Financial disclaimer

Articles describe general principles and the author’s own lived experience — they are not recommendations tailored to your situation.

For major decisions — retirement accounts, investments, taxes, insurance coverage, divorce settlements, debt restructuring — consult a licensed, preferably fee-only professional.
Past results (the author’s or anyone’s) don’t guarantee your results. Interest rates, program terms, and prices change without notice.
Investing involves risk, including loss of principal. Nothing here recommends specific securities.
Credit and travel-card content always assumes you pay balances in full monthly; rewards never outweigh interest.

Travel disclaimer

Travel involves inherent risk. Safety guidance here reflects research and personal experience at the time of writing — conditions change. Check current government travel advisories (for U.S. readers, travel.state.gov), confirm entry requirements, and buy appropriate travel insurance before any trip. Your safety decisions are your own.

General

Content is provided “as is” without warranties. Despite careful fact-checking (see Editorial Guidelines), errors happen — we correct them fast when reported. Affiliate relationships are disclosed per the Affiliate Disclosure. By using this site you agree to the Terms & Conditions, which include this disclaimer.