12 Ways to Find Extra Money to Throw at Debt

A calm woman at a sunlit kitchen table rests her hand on a closed notebook, planning how to find extra money for debt

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. How to find extra money for debt usually starts smaller than people expect: not a second job, but a stack of small, unglamorous moves … Read more

How to Pay Off Holiday Debt Fast After the Season

pay off holiday debt, warm aspirational image for independent women mastering money and travel on one income, herowncompass.com

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. The fastest way to pay off holiday debt is to add up the real total first, then attack it with one method instead of … Read more

6 Small Debts to Knock Out First for a Quick Win

pay off small debts first — Her Own Compass, financial freedom & travel for women on one income

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. The fastest way to pay off small debts first is to rank every balance by size, not interest rate, and knock out the smallest … Read more

10 Debt Payoff Tips for Women Doing It on One Income

debt payoff tips — Her Own Compass, financial freedom & travel for women on one income

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. Debt payoff tips work best when they’re specific enough to start this week, not a general pep talk. One woman started a debt snowball … Read more

8 Debt-Free Journey Milestones Worth Celebrating

debt free journey, warm aspirational image for independent women mastering money and travel on one income, herowncompass.com

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. A debt free journey has real milestones worth marking long before the final payment, not just the day a balance hits zero. When one … Read more

Debt Payoff for Beginners: Everything You Need to Get Started

debt payoff for beginners, warm aspirational image for independent women mastering money and travel on one income, herowncompass.com

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. Debt payoff for beginners starts with one honest number, not a perfect plan. A single parent quietly drowning under $13,695 in credit card debt … Read more

9 Habits of Women Who Paid Off Debt on a Single Income

how to pay off debt, warm aspirational image for independent women mastering money and travel on one income, herowncompass.com

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. How to pay off debt on a single income comes down less to a formula and more to a set of habits repeated on … Read more

7 Debt Payoff Tracker Ideas to Stay Motivated

debt payoff tracker — Her Own Compass, financial freedom & travel for women on one income

Her Own Compass shares financial education and personal experience, not individualized financial, investment, or tax advice. Every situation is different, so please consult a qualified professional before making major money decisions. Paying off debt is mostly a long stretch of months where nothing visibly changes. A debt payoff tracker fixes that by turning an invisible … Read more